Riverty – your financial companion – aims to make paying for everyday purchases simpler and more flexible. We believe that managing money should be straightforward, sustainable, and easy to understand. That’s why we offer Buy Now, Pay Later (BNPL) solutions designed to give you more flexibility when making purchases. Here’s how you can use BNPL effectively while keeping your payments under control.
Step into the world of BNPL
Recent findings from our Riverty Ecommerce Review show that more than half of people in the Netherlands and Germany have already used BNPL when shopping. As this payment method becomes increasingly common, more consumers are becoming familiar with the idea of buying something now and paying for it later.
But what makes BNPL appealing? With Riverty’s BNPL options, you can make an eligible purchase without paying the entire amount immediately. Depending on the option available to you, payments can be arranged according to the applicable terms, giving you another way to manage the timing of your spending.
Managing payments effectively starts with keeping track of your spending and knowing when payments are due. Life can get busy, and even a payment you fully intend to make can occasionally slip your mind. That’s why we asked BNPL users to share some of their practical tips for staying organised and keeping payments on track.
“Plan your spending in advance. I know roughly how much I can afford to spend each month, so I try to stick to that amount. I only buy things that I genuinely need or really want and that fit within my budget. I also use Riverty at checkout because it helps me keep track of my purchases. The app gives me an overview in one place.”
“Set reminders. When life gets busy, it’s surprisingly easy to overlook a payment deadline. Even when I’m convinced I’ll remember when a 14-day invoice needs to be paid, sometimes I don’t. I started setting reminders on my phone so I know when payments are due. I also recently activated push notifications in the Riverty app, which should make keeping track even easier.”
“I like the flexibility that Riverty offers. When an eligible payment gives me the option to pause the payment, I can use that feature if I need additional time. Through MyRiverty, the desktop version of the service, you can manage your outstanding invoices. If I use a payment pause, I always check the available terms and make sure I know the new payment date.”
“My tip is to make use of Riverty’s Financial Academy and blog. I started following Riverty on social media because I wanted more practical advice about managing my finances. I was surprised to find content covering topics such as planning holiday spending and managing finances during a trip. It has given me some useful ideas for organising my budget.”
Have you already missed a payment and need some additional support? Riverty’s Back in Flow service is designed to help customers who are having difficulty making a payment.
If you’re experiencing problems with a payment, contact the Riverty team as soon as possible. Discussing the situation early can help you understand the available options and work toward a solution that gets your payments back on track.
Your best financial life starts with staying informed
BNPL can provide additional flexibility when making eligible purchases, but keeping track of payment dates and spending is essential. By planning ahead, setting reminders and understanding the terms of your payment option, you can make more informed decisions about how and when you pay.
Use the tools available to you, keep an eye on your upcoming payments, and make sure your purchases fit within your overall budget.
